Buying your first home?

Start here – the essentials you need to know before making an offer:

Buying your first home is exciting, but it can also feel overwhelming — there’s a lot to consider before you start looking. From understanding your budget and credit to knowing what mortgage options are available, being prepared can make all the difference.

Here, you’ll find everything you need to know before stepping foot in your first home, including tips on:

  • Preparing your finances and understanding your credit

  • How much you can realistically afford

  • Saving for a down payment and closing costs

  • How mortgages work and what lenders look for

  • Common first-time buyer programs in Canada

As your mortgage professional, I’ll guide you through each step of the process — helping you understand your financing options, review your credit, and find the mortgage that fits your unique situation. One of the most important steps is getting pre-approved. Pre-approval gives you a clear idea of what you can afford, shows sellers you’re a serious buyer, and locks in a mortgage rate for a set period, giving you confidence and an advantage when making an offer.

My goal is to make the process stress-free and straightforward, so you can focus on finding your perfect home with confidence.