So, can you actually buy a house with bad credit? Short answer: Yes! But. it depends on the full picture. Lots of people in Saskaatoon assume that bad credit = automatic decline. That is not always true. There are several different types of lenders in Canada. Some are specifically designed for siutations like: bruised or […]

A 2026 Guide for First-Time Buyers: How Much Should You Budget? In Saskatchewan, closing costs typically sit around that 1.5%-4% of the purchase price. Example: On a $350,000 home, expect to pay roughly $5000-$12,000 in closing costs. *Of course these are just estimates and homebuyers can often close with closing costs a bit lower or […]

One of the most common questions I get asked is “Can I get a mortgage while on maternity leave?” The short answer: Yes. You can can get a mortgage while on maternity leave in Canada, but lenders are going to look at your situation a little differently than if you were working full-time or even […]

Picture this: You’re getting ready to purchase a home – you’re looking a listings online, maybe you’re contacting your realtor… a lot. You want to be prepared when you find your dream home – so here’s a list of my biggest NO-NO’s when entering the buyer’s market (in no particular order):   Making Big Purchases […]

Documents You’ll Need for a Mortgage Pre-Approval in Saskatchewan – by Mortgages With Jade  Whether you’re a first time homebuyer in Saskatchewan or you’ve owned a home before, getting a mortgage pre-approval is one of the best first steps you can take. A pre-approval helps you understand what you need for pre-approval, how much you’re […]

🏡 January 2026 Mortgage Newsletter | Mortgages with Jade Happy New Year! Hi everyone, I hope you had a wonderful holiday season and are feeling refreshed heading into 2026. Whether you’re a homeowner, future buyer, REALTOR®, or just someone who likes to stay informed about the market,  I wanted to kick off the year by […]

When I was 19, I stepped into the home-buying process completely naïve about how mortgages actually worked. I had no real understanding of what applying for a mortgage involved, what lenders looked for, or what to expect along the way. What I wasn’t prepared for was how overwhelming it felt. The uncertainty made everything more […]

5 Things to Know Before Buying a Home in Saskatoon Buying a home in Saskatoon is exciting, but it can feel overwhelming if you’re not sure where to start. Whether you’re a first-time homebuyer or moving within the city, understanding the Saskatoon housing market and your mortgage options can make the process way smoother. Here […]

Worries and Fears: If the thought of applying for a mortgage makes your stomach drop then you’re not alone. Most first-time buyers worry they’ll hear “no” before they even try. But here’s the truth: approval isn’t all-or-nothing. There are options. There are solutions. And there’s usually a way forward. Common worries amongst prospective first-time homebuyers: […]