Picture this: You’re getting ready to purchase a home – you’re looking a listings online, maybe you’re contacting your realtor… a lot. You want to be prepared when you find your dream home – so here’s a list of my biggest NO-NO’s when entering the buyer’s market (in no particular order):

Making Big Purchases

Avoid buying cars, furniture, or electronics while house hunting.

New debt can impact what you qualify for.

Changing Jobs or Income

Switching jobs, becoming self-employed, or changing pay structure can delay or affect approval.

Missing or Late Payments

Even one missed payment can hurt your mortgage application.

Stay consistent with bills during this time.

Opening New Credit

New credit cards or lines of credit can lower your borrowing power.

Moving Money Without a Paper Trail

Large deposits or transfers need to be explained.

Always check with me before moving funds.

Skipping the Pre-Approval

House hunting without a pre-approval can lead to disappointment or lost opportunities.

Assuming Online Calculators Are Accurate

Online tools don’t reflect lender rules or your full financial picture.

Not Asking Questions

There are no bad questions.

Clear answers now prevent stress later.

How I Help

✔ Review your situation before you shop

✔ Flag issues early

✔ Coordinate with your realtor

✔ Guide you all the way to possession day

Personal guidance. No cost to you. No pressure.

📞 306.241.6656

📧 jade.regier@dominonlending.ca