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🌷🐸💐 Spring/Summer Market Newsletter 🌱🐣 | June 10th 2026

General Jade Regier 10 Jun

Welcome to my Spring/Summer Newsletter (June 10th, 2026)

😉 One‑Liners Only 🏘️

Happy Spring everyone! Once again, here is a copy of my spring/summer market newsletter. One-liners only – because let’s face it, you have enough to read online already. I try to make this newsletter short and sweet in the best way possible while still providing some relevant market information and tips.
With the Bank of Canada holding it’s key interest rate at 2.25% as of June 10th, 2026, variable and adjustable mortgage rates are expected to remain unchanged for now. Same goes for HELOCs.
Prime rate sits at 4.45%. (Today)
Thank you all, here’s the news 😊
 
 

  • Rates Right Now: Rates are finally showing signs of softening, and buyers are waking up like it’s the first sunny day after winter.

    • Rates like:
      • 4.14% – 4.34% 5-year fixed
      • 4.14% – 4.24% – 3-year fixed
      • 3.60% 5-year ARM (Variable)

  • Buyer Activity:  Showings are up, pre‑approvals are climbing, and people are itching to move before summer vacations hit. 📈

  • Inventory Levels: Saskatoon inventory is still tight, still competitive, but more listings are trickling in as sellers test the warmer market. 🏘️

  • Refinance Watch: Homeowners are circling the block waiting for the next rate dip to jump on refis and debt consolidation. Canadian debt is still high. 🛍️

  • First‑Time Buyers:  Gen Z is entering the chat. The majority of my clients are first time buyers – entering the market with limited knowledge and tik-tok mortgage tips that aren’t always the best advice. Realtors should be on the lookout for first time buyers who need some hand-holding and constructive advice that doesn’t come through a stranger on a screen.  📲

  • Credit Trends: Higher balances from inflation mean more clients need coaching, not judgment. Meeting clients where they are is the best way to build trust and rapport. The last things a new lead wants to feel when looking to enter the market is judged – especially in this economy. We are literally all just doing our best out here. 🥲

  • Closing Timelines: Files are moving fast when clients are pre‑approved early (hint hint: send them my way). Lenders are releasing rate specials all the time. Meaning two things: more files being sent in – slightly longer turnaround times. Being early and having documentation organized before you put your offer in is WHERE 👏🏻 IT’S 👏🏻 AT 👏🏻

  • Rate Holds: 120‑day holds are the new summer sunscreen…everyone needs one before they burn.

That’s all for now folks!! Happy Spring. Get out and enjoy the weather when you can! 😊
Cheers!
Jade